First-Time Home Buyer Webinar
Wednesday, September 10th | 6 PM MST
Your First Home Awaits: Master the Journey to Homeownership
Join our FREE webinar hosted by RanLife Home Loans’ CEO, Ty Burbidge. Discover the secrets to a successful homebuying experience.
Ready To Purchase Your First Home?
Book a one on one consultation today to get your questions answered and to get pre-qualified to turn your dream into an address!
Wednesday, September 4th | 6 PM MST
Are you dreaming of owning your own home?
Becoming a first-time homebuyer can be exciting, but it can also be overwhelming. That’s why RanLife Home Loans is hosting a FREE webinar to guide you through the entire process.
The incredible benefits of homeownership
How to compare the financial aspects of renting vs. owning
The top 5 mistakes first-time homebuyers make (and how to avoid them)
Creating a credit-ready plan for homeownership
Understanding different types of income and how they impact homebuying
Available down payment assistance programs
Pre-qualification
Unlock your homebuying potential! Get pre-qualified to discover your budget and boost your confidence as a serious homebuyer.
Know Your Budget
Budgeting for a home? Let’s work together to determine a realistic budget that aligns with your financial goals and lifestyle.
Strengthen Your Offers
Make your offer stand out! Learn strategies to strengthen your offer and increase your chances of securing your dream home.
Secure Your Future
Homeownership is a smart investment! Discover how owning a home can build equity, provide stability, and create a strong financial foundation.
Don’t miss this opportunity to gain valuable insights and take the first step towards homeownership.
How much money do I need to buy a house?
The amount of money you need depends on several factors, including the home’s price, your down payment, and closing costs. Typically, you’ll need a down payment of at least 3-20% of the home’s purchase price. Closing costs can range from 2-5% of the loan amount.
What is a good credit score for buying a home?
A good credit score for buying a home is generally considered to be 620 or above. However, the higher your credit score, the better interest rate you’ll likely qualify for.
What are closing costs?
Closing costs are the fees paid to complete a real estate transaction. They include items like title insurance, appraisal fees, loan origination fees, and property taxes. These costs typically range from 2-5% of the loan amount.
How much house can I afford?
To determine how much house you can afford, lenders often use a debt-to-income (DTI) ratio. This compares your monthly debt payments to your gross income. A general rule of thumb is that your housing costs (mortgage, property taxes, homeowners insurance) shouldn’t exceed 28% of your gross income.
What are the different types of mortgages?
There are several types of mortgages available, including:
- Fixed-rate mortgages: The interest rate remains the same throughout the loan term.
- Adjustable-rate mortgages (ARMs): The interest rate can change
over time. - FHA loans: Government-insured loans with lower down payment requirements.
- VA loans: Available to military service members and veterans.
- USDA loans: For rural and suburban areas.
- So Many More!!! Contact us today to find the perfect mortgage for YOUR Goals.
Meet Your Host | Ty Burbidge
With over 15 years of experience in the mortgage industry, Ty has personally guided thousands of clients through the journey to homeownership. This webinar is your chance to connect directly with Ty, hear his insights, and gain valuable knowledge from one of the most trusted names in the industry.
Ty’s passion for helping first-time buyers shines through in every interaction. During this webinar, you’ll not only learn about the home buying process but also get the chance to ask Ty your pressing questions. His expertise and personable approach make this an event you won’t want to miss. Whether you’re just starting your homeownership journey or are ready to take the next step, meeting Ty in this webinar will provide you with the confidence and clarity you need to make your dream of owning a home a reality.
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See What Our Clients Have To Say
Wonderful first time home buyer experience. Thank you Ty for working so hard for us.
We had an excellent experience working with Ty as first time home buyers. He is honest, professional & truly a great loan officer. I will send everyone I know to him!
Home loans are difficult, but Ty made the process as simple as possible. Talked me through the entire process as a first-time homebuyer. Can’t say enough about them.
Turn Your Dream Into An Address. Learn How To Navigate The Home Buying Process With Ease!
Join our free webinar and learn how to navigate the often complex home buying process with ease. We’ll demystify everything from finding the perfect property to closing the deal. Discover essential tips, insights, and strategies to make your homeownership journey smooth and rewarding. Let us guide you every step of the way to finding your dream address.
From understanding your financial situation to selecting the perfect home, we’ll cover it all. Our expert team will walk you through the entire homebuying process, providing valuable insights and practical advice. Discover how to navigate the complexities of the market, build a strong offer, and secure your dream home with confidence. Don’t miss this opportunity to turn your house-hunting dreams into reality!